/* HV Investing — site styles */
:root{
  --cream:#fff0e1;
  --ink:#111111;
  --soft:rgba(17,17,17,.62);
  --faint:rgba(17,17,17,.38);
  --coral:#F46C62;
  --hl:rgba(244,108,98,.27);
  --hair:rgba(17,17,17,.14);
  --up:#1e7a5a;
}
*{margin:0;padding:0;box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{
  font-family:'Lato',-apple-system,'Segoe UI',sans-serif;
  background:var(--cream);
  color:var(--ink);
  line-height:1.62;
  font-size:17px;
}
a{color:inherit;text-decoration:none}
.wrap{max-width:760px;margin:0 auto;padding:0 24px}

/* Masthead */
header.mast{padding:30px 0 0}
.mastrow{display:flex;align-items:baseline;justify-content:space-between;gap:16px;flex-wrap:wrap}
.brand{font-weight:700;font-size:21px;letter-spacing:-.01em}
.brand .dot{color:var(--coral)}
nav{display:flex;gap:20px;font-size:11.5px;font-weight:700;letter-spacing:.13em;text-transform:uppercase;color:var(--soft)}
nav a:hover{color:var(--coral)}
nav a.on{color:var(--ink);border-bottom:2px solid var(--coral);padding-bottom:3px}
.mastrule{height:2px;background:var(--coral);margin-top:18px}
.tagline{font-size:11.5px;letter-spacing:.13em;text-transform:uppercase;color:var(--soft);margin-top:10px}

/* Brief header */
.brief-head{padding:54px 0 8px}
.eyebrow{display:flex;align-items:center;gap:9px;font-size:11.5px;font-weight:700;letter-spacing:.15em;text-transform:uppercase;color:var(--coral)}
.eyebrow svg{flex:none}
h1.headline{font-weight:700;font-size:34px;line-height:1.22;letter-spacing:-.015em;margin:14px 0 14px;max-width:26ch}
.standfirst{font-size:17.5px;line-height:1.55;color:var(--ink);max-width:58ch}
.standfirst mark{background:var(--hl);color:inherit;padding:0 3px}

/* Stat tiles */
.tiles{display:grid;grid-template-columns:repeat(6,1fr);border:1px solid var(--hair);overflow:hidden;margin:34px 0 10px;background:rgba(255,255,255,.25)}
.tile{padding:14px 14px 12px;border-left:1px solid var(--hair)}
.tile:first-child{border-left:none}
.tile .l{font-size:11px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--soft)}
.tile .v{font-weight:700;font-size:18px;margin-top:4px;font-variant-numeric:tabular-nums}
.tile .c{font-size:13px;font-weight:700;margin-top:1px;font-variant-numeric:tabular-nums}
.c.up{color:var(--up)}.c.dn{color:var(--coral)}.c.fl{color:var(--soft)}
.asof{font-size:12px;color:var(--faint);margin-bottom:26px}

/* Body sections */
.brief-body{padding-bottom:10px}
.sec{margin:34px 0}
.sec h2{font-size:11.5px;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:var(--soft);margin-bottom:10px}
.sec h2::before{content:"";display:inline-block;width:18px;height:2px;background:var(--coral);vertical-align:middle;margin-right:9px}
.sec p{margin:0 0 14px;max-width:66ch}
.sec p:last-child{margin-bottom:0}
.take{border-left:4px solid var(--coral);padding-left:18px}
.sec ul{list-style:none;max-width:66ch}
.sec li{padding:9px 0;border-bottom:1px solid var(--hair)}
.sec li:last-child{border-bottom:none}
.sec li b{font-weight:700}
.num{font-variant-numeric:tabular-nums;font-weight:700}
mark{background:var(--hl);color:inherit;padding:0 3px}

/* Sample note */
.samplenote{font-size:13.5px;font-style:italic;color:var(--soft);border-left:3px solid var(--hl);padding-left:14px;margin-top:18px;max-width:62ch}

/* Snapshot & key-number tables */
.secline{font-size:11.5px;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:var(--soft);margin:36px 0 12px}
.secline::before{content:"";display:inline-block;width:18px;height:2px;background:var(--coral);vertical-align:middle;margin-right:9px}
table.snap{width:100%;border-collapse:collapse;font-size:14.5px;background:rgba(255,255,255,.25)}
table.snap th{font-size:11px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--soft);text-align:left;padding:8px 10px;border:1px solid var(--hair);background:#f5e9e0}
table.snap td{padding:7px 10px;border:1px solid var(--hair);vertical-align:top}
table.snap td.num{font-weight:700;font-variant-numeric:tabular-nums;white-space:nowrap}
table.snap td.up{color:var(--up);font-weight:700}
table.snap td.dn{color:var(--coral);font-weight:700}
table.snap td.fl{color:var(--soft)}

/* Story sub-heads & tight bullets */
h3.story{font-size:16px;font-weight:700;margin:20px 0 5px;letter-spacing:-.005em}
ul.tight,.tight ul{list-style:disc;padding-left:20px;max-width:68ch;margin:2px 0 6px}
ul.tight li,.tight ul li{padding:0;border:none;margin:2px 0;font-size:16px}
ul.tight li b,.tight ul li b{font-weight:700}

/* Archive */
.arch{padding:10px 0 30px}
.arch h2{font-size:11.5px;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:var(--soft);margin-bottom:6px}
.arch h2::before{content:"";display:inline-block;width:18px;height:2px;background:var(--coral);vertical-align:middle;margin-right:9px}
.arch-item{display:flex;align-items:baseline;gap:14px;padding:14px 0;border-bottom:1px solid var(--hair)}
.arch-item .d{font-size:13px;font-weight:700;letter-spacing:.08em;color:var(--soft);white-space:nowrap;font-variant-numeric:tabular-nums}
.arch-item .t{font-weight:700}
.arch-item .t:hover{color:var(--coral)}
.arch-note{font-size:14px;color:var(--soft);padding:16px 0 0;font-style:italic}

/* Footer */
footer{margin-top:44px}
.footrule{height:2px;background:var(--coral)}
.footrow{display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;padding:18px 0 8px;font-size:12.5px;font-weight:700;letter-spacing:.16em;text-transform:uppercase}
.footrow a:hover{color:var(--coral)}
.disc{font-size:12.5px;color:var(--soft);padding-bottom:34px;max-width:70ch;letter-spacing:0;text-transform:none;font-weight:400}

.backlink{font-size:13px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--soft);display:inline-block;margin-top:34px}
.backlink:hover{color:var(--coral)}

@media(max-width:760px){
  h1.headline{font-size:26px}
  .standfirst{font-size:16px}
  .tiles{grid-template-columns:repeat(3,1fr)}
  .tile:nth-child(4){border-left:none}
  .tile{border-top:1px solid var(--hair)}
  .tile:nth-child(-n+3){border-top:none}
  nav{gap:14px;letter-spacing:.1em}
}
@media(max-width:460px){
  .tiles{grid-template-columns:repeat(2,1fr)}
  .tile:nth-child(odd){border-left:none}
  .tile:nth-child(even){border-left:1px solid var(--hair)}
  .tile:nth-child(-n+2){border-top:none}
  .tile:nth-child(n+3){border-top:1px solid var(--hair)}
}

/* Fonts (served statically) */
@font-face{font-family:'Lato';font-style:normal;font-weight:400;font-display:swap;src:url(/assets/fonts/lato-latin-400-normal.woff2) format('woff2')}
@font-face{font-family:'Lato';font-style:normal;font-weight:700;font-display:swap;src:url(/assets/fonts/lato-latin-700-normal.woff2) format('woff2')}
@font-face{font-family:'Lato';font-style:normal;font-weight:900;font-display:swap;src:url(/assets/fonts/lato-latin-900-normal.woff2) format('woff2')}
@font-face{font-family:'Lato';font-style:italic;font-weight:400;font-display:swap;src:url(/assets/fonts/lato-latin-400-italic.woff2) format('woff2')}

/* Paywall */
.wall{position:relative;margin-top:-30px;padding-top:70px;background:linear-gradient(to bottom, rgba(255,240,225,0), var(--cream) 60px)}
.wallbox{border:1px solid var(--hair);border-top:2px solid var(--coral);background:rgba(255,255,255,.35);padding:30px 28px;max-width:560px;margin:0 auto 40px;text-align:center}
.wallbox h3{font-weight:700;font-size:19px;margin-bottom:8px}
.wallbox p{color:var(--soft);font-size:15.5px;margin-bottom:16px}
.btn{display:inline-block;background:var(--coral);color:#fff;font-weight:700;letter-spacing:.06em;padding:12px 26px;border:none;font-size:15px;cursor:pointer;font-family:inherit}
.btn:hover{opacity:.92}
.btn.ghost{background:transparent;color:var(--ink);border:1.5px solid var(--ink);font-weight:700}
.wallbox .alt{font-size:13.5px;color:var(--soft);margin-top:14px;margin-bottom:0}
.wallbox .alt a{text-decoration:underline}
.freechip{display:inline-block;font-size:10.5px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--coral);border:1px solid var(--coral);padding:1px 7px;margin-left:8px;vertical-align:middle}

/* Pricing */
.plans{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin:34px 0}
.plan{border:1px solid var(--hair);border-top:2px solid var(--coral);background:rgba(255,255,255,.35);padding:26px}
.plan .name{font-size:13px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--soft)}
.plan .price{font-weight:700;font-size:32px;margin:6px 0 2px}
.plan .per{font-size:14px;color:var(--soft);margin-bottom:14px}
.plan ul{list-style:none;margin:0 0 18px}
.plan li{padding:5px 0;font-size:15px;border:none}
.plan li::before{content:"— ";color:var(--coral);font-weight:900}
@media(max-width:640px){.plans{grid-template-columns:1fr}}

/* Forms */
.field{display:flex;gap:10px;max-width:440px;margin:0 auto}
.field input{flex:1;font-family:inherit;font-size:15px;padding:11px 14px;border:1.5px solid var(--ink);background:#fff}
.notice{font-size:14.5px;color:var(--soft);margin-top:12px}
.userbar{font-size:12px;letter-spacing:.1em;text-transform:uppercase;color:var(--soft)}
.userbar a{text-decoration:underline}

/* ---------- Responsive: laptops, tablets, phones ---------- */
html{scroll-behavior:smooth}
img,svg{max-width:100%}

/* Tablet (iPad portrait & small laptops) */
@media(max-width:900px){
  .wrap{padding:0 22px}
  h1.headline{font-size:30px}
}

/* Phones & small tablets */
@media(max-width:640px){
  .wrap{padding:0 18px}
  header.mast{padding:22px 0 0}
  .mastrow{align-items:center}
  nav{width:100%;order:2;margin-top:10px;gap:14px;overflow-x:auto;white-space:nowrap;-webkit-overflow-scrolling:touch;padding-bottom:2px}
  .brand{font-size:19px}
  .tagline{font-size:10.5px;letter-spacing:.11em}
  .brief-head{padding:38px 0 6px}
  .standfirst{font-size:16px}
  .samplenote{font-size:12.5px}
  /* Tables scroll sideways instead of squeezing */
  table.snap{display:block;overflow-x:auto;-webkit-overflow-scrolling:touch;white-space:normal}
  table.snap thead,table.snap tbody{display:table;width:100%;min-width:520px}
  table.snap td,table.snap th{padding:7px 8px;font-size:13.5px}
  .sec{margin:28px 0}
  .take{padding-left:14px}
  ul.tight li,.tight ul li{font-size:15px}
  h3.story{font-size:15px}
  .wallbox{padding:24px 18px}
  .wallbox h3{font-size:17px}
  .plan{padding:20px}
  .plan .price{font-size:28px}
  .footrow{gap:10px;font-size:11.5px}
  .arch-item{gap:10px;flex-wrap:wrap}
  .backlink{margin-top:24px}
}

/* Small phones */
@media(max-width:420px){
  .wrap{padding:0 14px}
  h1.headline{font-size:23px}
  .field{flex-direction:column}
  .field .btn{width:100%}
  .btn{padding:12px 18px}
  .eyebrow{font-size:10.5px;letter-spacing:.12em}
  table.snap thead,table.snap tbody{min-width:480px}
}