Results · Apr-Jun 2026
Emerald Finance Q1 FY27 results
Net interest income (NII) grew 24% against Apr-Jun 2025.
Net profit grew 53% to ₹4.9 crore against Apr-Jun 2025.
Apr-Jun 2026 vs a year ago
| ₹ crore | Apr-Jun 2026 | Apr-Jun 2025 | Change |
|---|---|---|---|
| NII | 3.3 | 2.7 | +24% |
| NIM | 11.3% | 10.1% | +1.2 pts |
| Income after interest costs | 8.6 | 6.1 | +42% |
| Cost-to-income | 21.7% | 29.6% | −7.9 pts |
| Operating profit before credit costs | 6.7 | 4.3 | +58% |
| Profit | 4.9 | 3.2 | +53% |
| Credit losses | 0.2 | 0.0 | n/m |
| Credit cost | 0.8% | 0.0% | +0.8 pts |
Consolidated figures. Margins & ratios change in percentage points (pts).
From the company's results filed on BSE (Consolidated). Business numbers only. Education & analysis, not investment advice or a recommendation.