Results · Apr-Jun 2026
ESAF Small Finance Bank Q1 FY27 results
Net interest income (NII) grew 55% against Apr-Jun 2025.
Apr-Jun 2026 vs a year ago
| ₹ crore | Apr-Jun 2026 | Apr-Jun 2025 | Change |
|---|---|---|---|
| NII | 584.1 | 377.9 | +55% |
| NIM | 8.1% | 5.6% | +2.5 pts |
| Other income | 248.2 | 195.1 | +27% |
| Cost-to-income | 58.1% | 78.2% | −20.1 pts |
| Operating profit before provisions | 349.0 | 124.9 | +179% |
| Profit | 80.1 | -81.2 | n/m |
| Gross NPA | 5.4% | 7.5% | −2.1 pts |
| Net NPA | 0.8% | 3.8% | −2.9 pts |
Standalone figures. Margins & ratios change in percentage points (pts).
From the company's results filed on BSE (Standalone). Business numbers only. Education & analysis, not investment advice or a recommendation.