Results · Jul-Sep 2026 · filed 14 Oct 2026
HDB Financial Services Q2 FY27 results
Net interest income (NII) grew 16% against Jul-Sep 2025.
Net profit grew 34% to ₹780 crore against Jul-Sep 2025.
Jul-Sep 2026 vs a year ago
| ₹ crore | Jul-Sep 2026 | Jul-Sep 2025 | Change |
|---|---|---|---|
| NII | 2,534 | 2,192 | +16% |
| NIM | 8.0% | 7.6% | +0.3 pts |
| Income after interest costs | 3,188 | 2,851 | +12% |
| Cost-to-income | 44.4% | 46.3% | −2.0 pts |
| Operating profit before credit costs | 1,774 | 1,530 | +16% |
| Profit | 780.2 | 581.4 | +34% |
| Credit losses | 729.9 | 748.3 | −2% |
| Credit cost | 2.5% | 2.8% | −0.3 pts |
Standalone figures. Margins & ratios change in percentage points (pts).
The earnings call
HDB Financial Services reported Jul–Sep 2026 profit after tax growth of 34% to ₹780 crore, with disbursements up 18.7% from a year earlier to ₹18,522 crore. Management expects loan book growth to accelerate in H2 as Consumer Finance momentum continues, Enterprise Lending picks up & Asset Finance challenges ease.
Filings that week
- 20 Oct 2026Announcement under Regulation 30 (LODR)-Earnings Call Transcript
- 14 Oct 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome
- 14 Oct 2026Announcement under Regulation 30 (LODR)-Monitoring Agency Report
- 14 Oct 2026Statement Of Deviation(S) Or Variation(S)
- 14 Oct 2026Announcement under Regulation 30 (LODR)-Investor Presentation
- 14 Oct 2026Appointment of Company Secretary and Compliance Officer
- 14 Oct 2026Announcement under Regulation 30 (LODR)-Press Release / Media Release
- 14 Oct 2026Corporate Action-Board approves Dividend
From the company's results filed on BSE (Standalone). Business numbers only. Education & analysis, not investment advice or a recommendation.