Results · Apr-Jun 2026
J.A. Finance Q1 FY27 results
Net interest income (NII) fell 4% against Apr-Jun 2025.
Net profit grew 25% to ₹0.23 crore against Apr-Jun 2025.
Apr-Jun 2026 vs a year ago
| ₹ crore | Apr-Jun 2026 | Apr-Jun 2025 | Change |
|---|---|---|---|
| NII | 0.5 | 0.5 | −4% |
| NIM | 6.5% | 8.1% | −1.7 pts |
| Income after interest costs | 0.5 | 0.5 | −4% |
| Cost-to-income | 33.5% | 43.1% | −9.6 pts |
| Operating profit before credit costs | 0.3 | 0.3 | +12% |
| Profit | 0.2 | 0.2 | +25% |
| Credit losses | 0.0 | 0.0 | −92% |
| Credit cost | 0.0% | 0.5% | −0.4 pts |
Standalone figures. Margins & ratios change in percentage points (pts).
From the company's results filed on BSE (Standalone). Business numbers only. Education & analysis, not investment advice or a recommendation.