Results · Apr-Jun 2026
PTC India Financial Services Q1 FY27 results
Net interest income (NII) fell 32% against Apr-Jun 2025.
Net profit fell 71% to ₹40.2 crore against Apr-Jun 2025.
Apr-Jun 2026 vs a year ago
| ₹ crore | Apr-Jun 2026 | Apr-Jun 2025 | Change |
|---|---|---|---|
| NII | 48.7 | 71.3 | −32% |
| NIM | 3.8% | 5.0% | −1.2 pts |
| Income after interest costs | 64.8 | 76.9 | −16% |
| Cost-to-income | 22.1% | 15.8% | +6.2 pts |
| Operating profit before credit costs | 50.5 | 64.7 | −22% |
| Profit | 40.2 | 136.6 | −71% |
| Credit losses | -3.8 | -81.6 | n/m |
| Credit cost | −0.5% | −7.8% | +7.3 pts |
Consolidated figures. Margins & ratios change in percentage points (pts).
From the company's results filed on BSE (Consolidated). Business numbers only. Education & analysis, not investment advice or a recommendation.