Results · Apr-Jun 2026
REC Q1 FY27 results
Net interest income (NII) fell 2% against Apr-Jun 2025.
Net profit fell 6% to ₹4,193 crore against Apr-Jun 2025.
Apr-Jun 2026 vs a year ago
| ₹ crore | Apr-Jun 2026 | Apr-Jun 2025 | Change |
|---|---|---|---|
| NII | 5,453 | 5,578 | −2% |
| NIM | 3.4% | 3.6% | −0.2 pts |
| Income after interest costs | 5,722 | 5,890 | −3% |
| Cost-to-income | 24.8% | 14.1% | +10.7 pts |
| Operating profit before credit costs | 4,302 | 5,057 | −15% |
| Profit | 4,193 | 4,466 | −6% |
| Credit losses | -966.6 | -609.8 | n/m |
| Credit cost | −0.7% | −0.4% | −0.2 pts |
Consolidated figures. Margins & ratios change in percentage points (pts).
From the company's results filed on BSE (Consolidated). Business numbers only. Education & analysis, not investment advice or a recommendation.