Results · Apr-Jun 2026
SBI Cards and Payment Services Q1 FY27 results
Net interest income (NII) was flat at ₹0 crore against Apr-Jun 2025.
Net profit grew 20% to ₹664 crore against Apr-Jun 2025.
Apr-Jun 2026 vs a year ago
| ₹ crore | Apr-Jun 2026 | Apr-Jun 2025 | Change |
|---|---|---|---|
| NII | 1,676 | 1,680 | −0% |
| NIM | 9.8% | 10.3% | −0.4 pts |
| Income after interest costs | 4,461 | 4,223 | +6% |
| Cost-to-income | 58.7% | 50.3% | +8.5 pts |
| Operating profit before credit costs | 1,841 | 2,100 | −12% |
| Profit | 664.4 | 556.0 | +20% |
| Credit losses | 947.7 | 1,352 | −30% |
| Credit cost | 6.7% | 10.0% | −3.3 pts |
Standalone figures. Margins & ratios change in percentage points (pts).
From the company's results filed on BSE (Standalone). Business numbers only. Education & analysis, not investment advice or a recommendation.