Results · Apr-Jun 2026
Spandana Sphoorty Financial Q1 FY27 results
Net interest income (NII) grew 14% against Apr-Jun 2025.
Apr-Jun 2026 vs a year ago
| ₹ crore | Apr-Jun 2026 | Apr-Jun 2025 | Change |
|---|---|---|---|
| NII | 148.2 | 130.0 | +14% |
| NIM | 9.9% | 6.1% | +3.8 pts |
| Income after interest costs | 171.1 | 150.4 | +14% |
| Cost-to-income | 90.5% | 139.1% | −48.6 pts |
| Operating profit before credit costs | 16.3 | -58.7 | n/m |
| Profit | 11.9 | -360.2 | n/m |
| Credit losses | -1.3 | 422.2 | −100% |
| Credit cost | −0.1% | 29.6% | −29.7 pts |
Consolidated figures. Margins & ratios change in percentage points (pts).
From the company's results filed on BSE (Consolidated). Business numbers only. Education & analysis, not investment advice or a recommendation.