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Earnings call · Apr–Jun 2026

Cholamandalam Financial Holdings Limited

Transcript filed on BSE on 20 Aug 2026 · 5 people from the company · 0 analysts asked questions

TL;DR

Chola MS reported Apr–Jun 2026 gross direct premium income of ₹1,860 crore, growing 2.6% amid industry headwinds in motor & health. Management is undertaking corrective measures in motor OD claims & health profitability while maintaining disciplined underwriting across all segments.

The full notes: numbers & KPIs, strategy, outlook, risks, what analysts asked.

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From the company

  • Rishi Jhunjhunwala
  • Sridharan RangarajanNon Executive DirectorMr. Shyam Shankar
  • Rajive Kumaraswami
  • Sanketh Godha
  • Santosh Pandey

Topics in this call

Prices 21Outlook 14Capex & capacity 9Costs 5Demand 3Orders & deals 3

Opening remarks

Rishi Jhunjhunwala

Thank you, Swapnil. Good afternoon, everyone. Welcome to 1Q FY2027 earnings call of Cholamandalam Financial Holdings Limited. From the management side, we have Mr. Sridharan Rangarajan, Non-Executive Director, Cholamandalam Financial Holdings; Mr. Shyam Shankar, Manager and Chief Financial Officer, Cholamandalam Financial Holdings; Mr. Rajive Kumaraswami, Managing Director, Cholamandalam MS General Insurance; and Mr. Santosh Pandey, Chief Financial Officer, Cholamandalam MS General Insurance. I will hand over the call to management for their opening remarks, post which we can open the floor for Q&A. Over to you, Mr. Rangarajan. Thank you.

Read the whole call: 66 paragraphs, 1 analyst' questions with every answer, 6 marked passages.

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The transcript as the company filed it on BSE. Our own rules split it into speakers & sections; an unusual layout can trip them, so check the original PDF for anything important. Not a recommendation.

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