Earnings call · Apr–Jun 2026
Arman Financial Services Limited
From the company
- Aalok PatelVice Chairman and Managing Director
- Vivek ModiExecutive Director and Group Chief Financial Officer
- Siddhartha Venkatesh
Questions came from
- Ronak ChhedaAwriga Capital Advisors LLP
- KarthikUNIFI Mutual Fund
- Rohan MehtaFicom Family Office
- SonalPrescient Capital
- Keshav KarwaWhite Pine Investment Management
- Siddartha VenkateshVayu Capital
- SrinathBellwether
- Prathyush
Hosted by Shreepal Doshi of Equirus Securities
Topics in this call
Opening remarks
Aalok PatelVice Chairman and Managing Director
Yes. Thank you, Shreepal, and a very good afternoon to everybody, and thanks to everyone for joining us today for the Arman Financial Services Q1 FY27 Earnings Conference Call. As Shreepal mentioned, I'm joined on the call by Mr. Vivek Modi, our ED and Group CFO, along with the Investor Relations team. I hope all of you have had an opportunity to review our financial results, the investor presentation and also the press release.
So let me start first with the operating environment. So Q1 of FY27 has been an encouraging start to the year and more importantly, the improvement that we started seeing during the second half of FY26 has continued into this quarter. Collection trends have remained stable, fresh delinquencies have moderated and borrower behavior has continued to improve across most of our operating geographies.
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