Earnings call · Jul–Sep 2026
ICICI Lombard General Insurance Company Limited
ICICI Lombard reported Apr–Sep 2026 gross direct premium income growth of 5.4%, lagging industry growth of 8.9%, but excluding crop & mass health segments grew 13.9% in Q2. The company maintained market leadership in motor with 10.3% market share & achieved 26.8% health growth, while combined ratio stood at 105.2% for H1.
The full notes: the guidance, numbers & KPIs, strategy, outlook, risks, what analysts asked.
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From the company
- Sanjeev MantriMD & CEO, ICICI Lombard
- Gopal BalachandranCFO, ICICI Lombard
- Supratim Dutta
Questions came from
- Nischint ChawatheKotak
- NidheshInvestec
- Sanket GodhaAvendus Spark
- MadhukarJPMorgan
- Shobhit SharmaElara Securities
- Swarnabh Mukherjee360 OneCapital
- Avinash SinghEmkay Global
Topics in this call
Opening remarks
Sanjeev MantriMD & CEO, ICICI Lombard
Good evening to each one of you. Thank you for joining the earnings conference call of ICICI Lombard General Insurance Company Limited for half year ended September 30, 2026.
I would like to commence with an overview of the economic and industry trends followed byour company's performance and key initiatives. Our Chief Financial Officer, Mr. Gopal Balachandran, will then take you through the financial performance for the half year endedSeptember 30, 2026.
Read the whole call: 192 paragraphs, 7 analysts' questions with every answer, 8 marked passages.
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The transcript as the company filed it on BSE. Our own rules split it into speakers & sections; an unusual layout can trip them, so check the original PDF for anything important. Not a recommendation.