Earnings call · Apr–Jun 2026
General Insurance Corporation of India
The full notes: the guidance, numbers & KPIs, strategy, outlook, risks, what analysts asked.
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From the company
- Hitesh Joshi
- Sanjay MokashiGeneral Manager and Chief Underwriting Officer
- Radhika RavishekarChief Investmentofficer
- Management
- Rajesh LaheriChief Financial Officer
Questions came from
- Avinash SinghEmkay Global
- Sanketh GodhaAvendus Spark
- Karthikeyan K
- Jenish Shah
- Saima AliJP Morgan
- Shubham Kothari
- Anushree
Hosted by Nikita Atri of EY
Topics in this call
Opening remarks
Hitesh Joshi
Good morning, ladies and gentlemen, and thank you for joining us for GIC's earnings call covering the first quarter FY27. As we begin FY27, the global reinsurance industry continues to demonstrate resilience supported by strong capitalization and sustained demand for risk transfer solutions. While abundant market capacity has resulted in increased competition across certain segments, particularly within property catastrophe reinsurance segment, underlying industry fundamentals remain supportive and continue to provide opportunities for profitable growth.
In this environment, portfolio quality and prudent risk allocation remain key determinants of performance. Reinsurers continue to focus on maintaining risk-adjusted returns through selective underwriting and active portfolio management, while investment income remains a meaningful contributor to overall profitability.
Read the whole call: 136 paragraphs, 7 analysts' questions with every answer, 8 marked passages.
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The transcript as the company filed it on BSE. Our own rules split it into speakers & sections; an unusual layout can trip them, so check the original PDF for anything important. Not a recommendation.