Earnings call · Jul–Sep 2026
Karur Vysya Bank Ltd.
Karur Vysya Bank reported Jul–Sep 2026 total business of ₹2,39,712 crore with 18% growth from a year earlier & 5% growth from the previous quarter. Management maintained NIM at 4.26% & guided for credit growth of 18% to 20%, NIM above 4% & ROA above 2% for FY27.
The full notes: the guidance, numbers & KPIs, strategy, outlook, risks, what analysts asked.
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From the company
- Ramesh BabuManaging Director and Chief Executive Officer
- Management
Questions came from
- Rikin ShahIIFL
- M.B. MaheshKotak Securities
- Parth Gutka360 ONE Capital
- Jai Prakash MundhraICICI Securities
- Rohan MandoraEquirus Securities
Topics in this call
Opening remarks
Ramesh BabuManaging Director and Chief Executive Officer
Yes. Thank you, Sagar. Thank you. Good evening to all of you. On behalf of The Karur Vysya Bank, I extend a warm welcome to everyone joining our bank's Q2 Earnings Call for the financial year '26-'27. Our financial results and accompanying presentation have been made available on our website, and we trust you have had the opportunity to review them thoroughly in advance of this meeting.
The domestic economy showed resilience in the first half of the current financial year. Despite continued global uncertainty and the conflict, the supply side pressures were alleviated by proactive policy measures by the government that ensured adequate supply of key inputs. System liquidity surplus surged in September 2026, mainly on account of Reserve Bank of India's swap facilities. Bank credit growth became broad-based and strengthened further.
Read the whole call: 193 paragraphs, 5 analysts' questions with every answer, 8 marked passages.
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