Results · Apr-Jun 2026
Cholamandalam Investment and Finance Company Q1 FY27 results
Net interest income (NII) grew 27% against Apr-Jun 2025.
Net profit grew 46% to ₹1,656 crore against Apr-Jun 2025.
Apr-Jun 2026 vs a year ago
| ₹ crore | Apr-Jun 2026 | Apr-Jun 2025 | Change |
|---|---|---|---|
| NII | 4,041 | 3,188 | +27% |
| NIM | 7.0% | 6.3% | +0.7 pts |
| Income after interest costs | 4,949 | 3,885 | +27% |
| Cost-to-income | 36.5% | 37.9% | −1.4 pts |
| Operating profit before credit costs | 3,144 | 2,414 | +30% |
| Profit | 1,656 | 1,138 | +46% |
| Credit losses | 922.1 | 882.3 | +5% |
| Credit cost | 1.8% | 1.9% | −0.1 pts |
Consolidated figures. Margins & ratios change in percentage points (pts).
From the company's results filed on BSE (Consolidated). Business numbers only. Education & analysis, not investment advice or a recommendation.