Results · Jul-Sep 2026
Punjab National Bank Q2 FY27 results
Net interest income (NII) grew 11% against Jul-Sep 2025.
Net profit grew 15% to ₹5,898 crore against Jul-Sep 2025.
Jul-Sep 2026 vs a year ago
| ₹ crore | Jul-Sep 2026 | Jul-Sep 2025 | Change |
|---|---|---|---|
| NII | 11,803 | 10,655 | +11% |
| NIM | 2.3% | 2.3% | 0.0 pts |
| Other income | 3,524 | 4,171 | −16% |
| Cost-to-income | 50.7% | 51.7% | −1.1 pts |
| Operating profit before provisions | 7,564 | 7,155 | +6% |
| Profit | 5,898 | 5,125 | +15% |
| Gross NPA | 2.5% | 3.5% | −0.9 pts |
| Net NPA | 0.3% | 0.4% | −0.1 pts |
Consolidated figures. Margins & ratios change in percentage points (pts).
From the company's results filed on BSE (Consolidated). Business numbers only. Education & analysis, not investment advice or a recommendation.