Earnings call · Jul–Sep 2026
Poonawalla Fincorp Limited
Jul–Sep 2026 marks an inflection point with AUM at ₹74,008 crore growing 10.4% from the previous quarter. Management delivered disciplined expansion with NIM+fees at 9.26%, credit cost down to 2.19% & ROA improved to 2.18%, while launching new products contributing 28% of disbursements & operationalizing AI across the enterprise.
The full notes: numbers & KPIs, strategy, outlook, risks, what analysts asked.
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From the company
- Shabnum ZamanCompany Secretary
- Arvind KapilManaging Director and Chief Executive Officer
- Shriram IyerChief Credit and Analytics Officer
- Harsh KumarHead Artificial Intelligence and Chief Human Resources Officer
- Sunil SamdaniExecutive Director
- Sanjay MirankaChief Financial Officer
Questions came from
- Suraj DasSundaram Mutual Fund
- Pranay MehtaInvestec India
- Abhijit TibrewalMotilal Oswal
- Avinash SinghEmkay Global
Topics in this call
Opening remarks
Shabnum ZamanCompany Secretary
Now, I would like to hand over to Mr. Arvind Kapil, Managing Director, and Chief Executive Officer of the company.
Read the whole call: 189 paragraphs, 4 analysts' questions with every answer, 10 marked passages.
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Earlier calls
- Apr–Jun 2026filed 9 Oct 2026
The transcript as the company filed it on BSE. Our own rules split it into speakers & sections; an unusual layout can trip them, so check the original PDF for anything important. Not a recommendation.