Results · Jul-Sep 2026 · filed 9 Oct 2026
Poonawalla Fincorp Q2 FY27 results
Net interest income (NII) grew 81% against Jul-Sep 2025.
Net profit grew 405% to ₹375 crore against Jul-Sep 2025.
Jul-Sep 2026 vs a year ago
| ₹ crore | Jul-Sep 2026 | Jul-Sep 2025 | Change |
|---|---|---|---|
| NII | 1,380 | 764.4 | +81% |
| NIM | 8.2% | 7.5% | +0.7 pts |
| Income after interest costs | 1,589 | 905.0 | +76% |
| Cost-to-income | 46.7% | 60.6% | −13.9 pts |
| Operating profit before credit costs | 847.7 | 356.6 | +138% |
| Profit | 374.9 | 74.2 | +405% |
| Credit losses | 346.4 | 257.7 | +34% |
| Credit cost | 2.2% | 2.7% | −0.5 pts |
Consolidated figures. Margins & ratios change in percentage points (pts).
The earnings call
Jul–Sep 2026 marks an inflection point with AUM at ₹74,008 crore growing 10.4% from the previous quarter. Management delivered disciplined expansion with NIM+fees at 9.26%, credit cost down to 2.19% & ROA improved to 2.18%, while launching new products contributing 28% of disbursements & operationalizing AI across the enterprise.
Filings that week
- 14 Oct 2026Announcement under Regulation 30 (LODR)-Earnings Call Transcript
- 10 Oct 2026Announcement under Regulation 30 (LODR)-Newspaper Publication
- 9 Oct 2026Announcement under Regulation 30 (LODR)-Earnings Call Transcript
- 9 Oct 2026Related Party Transaction Statement For Half Year Ended September 30, 2026
- 9 Oct 2026Compliances-Reg. 54 - Asset Cover details
- 9 Oct 2026Asset Liability Management (ALM) statement
- 9 Oct 2026Statement Of Deviation & Variation
- 9 Oct 2026Announcement under Regulation 30 (LODR)-Press Release / Media Release
From the company's results filed on BSE (Consolidated). Business numbers only. Education & analysis, not investment advice or a recommendation.